Indiana Medicaid (Hoosier Healthwise & Healthy Indiana Plan)
Last updated August 2026
The Healthy Indiana Plan, HIP, is Indiana's Medicaid expansion coverage for adults 19 through 64 who are not disabled. It qualifies you on income alone, so a single adult without children can be covered, which is not true in every state. Apply for Indiana Medicaid on the FSSA benefits portal, or check the screening tool first. For HIP questions, call 877-GET-HIP9 (877-438-4479).
The income limits for 2026 reach roughly 138 percent of poverty: an individual with annual income up to $22,026, and a family of four up to $45,546, may qualify. If you were turned down years ago, the answer today may be different.
HIP works a little differently from ordinary Medicaid. It uses a consumer-driven POWER account and asks members to make a small monthly contribution toward their coverage. In return it pays medical costs and can include vision and dental, and it rewards members for managing their health.
Children and pregnant people have their own program. Hoosier Healthwise covers children up to age 19 and pregnant women, including doctor visits, prescriptions, dental, and hospital care, at little or no cost. A child may qualify even when the parents do not.
One application checks the household. Apply on the FSSA benefits portal, and a certified navigator can help you through it. Keep your contact information current so requests reach you.
While an application processes, 2-1-1 can point you to community health centers, and the same low income often qualifies the household for SNAP.
Phone 1-800-403-0864
Help available in English and Spanish.
Updated August 2026 Program details can change — confirm with the program directly.
Who qualifies
- Indiana residents who meet the income rules for their group; HIP covers low-income adults 19 to 64, and Hoosier Healthwise covers children and pregnant people
- Children, pregnant people, seniors, and people with disabilities each have their own pathway, so apply even if you were denied before
You may qualify. The program makes the final decision.
How to apply
- 1
Apply for Indiana Medicaid on the FSSA benefits portal, or use the screening tool first.
- 2
Have proof of identity, income, and Indiana residency ready.
- 3
For HIP, expect a small monthly POWER account contribution.
- 4
For help, call 877-438-4479 or ask a certified navigator.
What to have ready
- Photo ID and Social Security numbers for those applying
- Proof of income and Indiana residency
- Immigration or citizenship documents where they apply.
What the application looks like
Common questions
Who qualifies for the Healthy Indiana Plan?
Adults 19 to 64 who are not disabled, with income up to roughly 138 percent of poverty ($22,026 a year for an individual, $45,546 for a family of four in 2026).
What is a POWER account?
HIP's consumer-driven account, where members make a small monthly contribution toward their coverage in exchange for medical, and often vision and dental, benefits.
What about my kids?
Hoosier Healthwise covers children up to age 19 and pregnant women at little or no cost. Apply for the children even if the parents do not qualify.
How do I apply?
On the FSSA benefits portal, or with a certified navigator. For HIP questions, call 877-438-4479.
Not sure this is the right program for your situation?
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