Michigan Medicaid & Healthy Michigan Plan
Last updated August 2026
Michigan expanded Medicaid through the Healthy Michigan Plan. Adults 19 to 64 qualify on income alone, at or below 133 percent of poverty as the state counts it (roughly 138 with the standard disregard). Apply at MI Bridges. Or call the Health Care Helpline at 1-855-789-5610. Or visit your county MDHHS office.
Coverage is the full package. Doctor visits. Hospital care. Maternity. Mental health and substance use treatment. Prescriptions and preventive care. Small copays apply at some visits.
For kids, the news got better. MIChild's old $10-a-month family premium ended in January 2024 when it merged into Medicaid. Coverage stayed the same and now costs nothing monthly. Healthy Kids covers pregnant women, babies, and children under 19, with dental through age 20. Questions: 1-888-988-6300.
Mark January 1, 2027. Three changes land at once for Healthy Michigan adults. Eligibility checks move to every six months. Some adults must show work or school activity (disability, pregnancy, and caregiving exempt). And past bills get covered only one month back. The practical move: keep your contact info current in MI Bridges, and answer every state notice fast.
Decisions come within 45 days, or 90 for disability cases. Anyone touched by the 2027 changes gets advance notice first. Many members will see no change at all.
Phone 1-855-789-5610
Help available in English and Spanish.
Updated August 2026 Program details can change — confirm with the program directly.
Who qualifies
- The Healthy Michigan Plan covers adults 19 to 64 who live in Michigan and meet the income test; children, pregnant people, seniors, and people with disabilities have their own programs
- Every Michigan health care program has an income test. New work requirements for some Healthy Michigan Plan adults are set to begin in January 2027, with exemptions
You may qualify. The program makes the final decision.
How to apply
- 1
Apply at michigan.gov/mibridges, call 1-855-789-5610, or visit your county MDHHS office.
- 2
One Application for Health Coverage checks Healthy Michigan, regular Medicaid, Healthy Kids, and MIChild together.
- 3
Pregnant or applying for kids? Say so; children's coverage reaches higher incomes and MIChild is now premium-free.
- 4
Expect a decision within 45 days, or 90 if disability must be determined.
- 5
Keep your address and phone current in MI Bridges, especially before the January 2027 changes.
- 6
Answer every renewal notice promptly; from 2027, Healthy Michigan adults renew every six months.
What the application looks like
Common questions
Who qualifies for the Healthy Michigan Plan?
Adults 19 to 64 with income at or below 133 percent of poverty under MAGI counting (effectively about 138 percent), who are not on Medicare or other Medicaid and not pregnant at application.
Does MIChild still cost $10 a month?
No. That premium ended January 1, 2024 when MIChild converted to Medicaid. Coverage continued unchanged and is now premium-free. Questions: 1-888-988-6300.
What does Healthy Michigan cover?
All essential benefits: doctor and hospital care, maternity, mental health and substance use treatment, prescriptions, rehab, labs, and preventive care, with modest copays.
What changes in January 2027?
Three things for Healthy Michigan adults: six-month eligibility checks, work or school activity requirements for some (disability, pregnancy, caregiving exempt), and retroactive coverage cut to one month back. Watch for advance notices.
How fast is a decision?
Within 45 days, or 90 when a disability determination is needed.
Should I apply before I get sick?
Yes, especially with retroactive coverage shrinking in 2027 to one month for Healthy Michigan adults. Applying early beats hoping bills get covered backward.
Not sure this is the right program for your situation?
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